If you're unable to work due to a medical condition, you may qualify for Social Security Disability Insurance (SSDI) benefits. For Ohio residents, applying for SSDI involves a detailed process that requires accurate documentation and a clear understanding of the Social Security Administration’s (SSA) requirements. This guide will walk you through how to apply for SSDI in Ohio step by step.
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What Is SSDI?
SSDI is a federal benefit program for individuals who can no longer work due to a qualifying disability. Unlike Supplemental Security Income (SSI), SSDI eligibility is based on your work history and contributions to Social Security taxes, not your financial need.
Step 1: Check If You’re Eligible
Before applying, make sure you meet the SSA’s basic SSDI eligibility rules:
- You must have a medically determinable physical or mental impairment that prevents you from working.
- Your condition must last—or be expected to last—at least 12 months or result in death.
- You must have earned enough work credits through jobs that paid into Social Security. Most people need at least 20 credits earned in the last 10 years.
Step 2: Gather Necessary Documentation
To apply successfully, you'll need to collect and submit:
- Medical records from doctors, hospitals, therapists, and clinics
- Work history (past jobs and duties over the last 15 years)
- Personal information (SSN, birth certificate, and contact info)
- Current medications and treatment history
- A list of healthcare providers who’ve treated your condition
This information is critical to proving your disability.
Step 3: Submit Your SSDI Application
You can apply in any of the following ways:
- Online: Visit the SSA website at www.ssa.gov and use their online application portal.
- By Phone: Call the SSA at 1-800-772-1213 to apply over the phone.
- In Person: Visit your local Ohio Social Security office (appointments are recommended).
Be honest and thorough in your answers. Incomplete or inaccurate applications can result in delays or denials.
Step 4: Wait for a Decision
After submission, your application is sent to Ohio’s Disability Determination Services (DDS) for review. They may request more medical evidence or ask you to attend a consultative exam with one of their doctors.
The review process may take 3 to 6 months, depending on the complexity of your case and how quickly your records are reviewed.
Step 5: Be Prepared to Appeal
If your initial application is denied (which happens to many first-time applicants), you have the right to appeal. The four levels of appeal are:
- Reconsideration
- Hearing before an Administrative Law Judge (ALJ)
- Appeals Council Review
- Federal Court Review
Appealing quickly and submitting additional evidence can improve your chances of success.
How Hogan Smith Can Help
At Hogan Smith, we specialize in helping Ohio residents navigate the SSDI application and appeals process. Our team can:
- Evaluate your eligibility before you apply
- Help you gather and organize the right documentation
- Complete your application accurately and on time
- Represent you during appeals, hearings, and reconsiderations
Contact Hogan Smith Today
Applying for SSDI in Ohio can be overwhelming—but you don’t have to do it alone. Contact Hogan Smith today for a free consultation. We’ll guide you every step of the way and fight to get you the disability benefits you deserve.
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