Understanding SSDI and SSI

Before applying, it’s important to understand the two main disability programs:

• Social Security Disability Insurance (SSDI): This program is for individuals who have worked and paid into Social Security for a certain number of years. To qualify, you need to meet the work credit requirements based on your age and work history.
• Supplemental Security Income (SSI): SSI is for individuals who have limited income and resources, regardless of their work history. If you have chronic pain and meet the income and disability criteria, you may qualify for SSI.

Meeting the SSA’s Definition of Disability for Chronic Pain

In order to be approved for SSDI or SSI, the Social Security Administration (SSA) must determine that your chronic pain meets the SSA’s definition of disability. The SSA defines disability as a condition that:

• Prevents you from working for at least 12 months or is expected to result in death.
• Limits your ability to perform basic work tasks like sitting, standing, walking, lifting, or concentrating.

While chronic pain alone is not a specific diagnosis on the SSA’s Listing of Impairments, it can be evaluated in combination with other medical conditions that cause or contribute to the pain, such as:

• Arthritis
• Fibromyalgia
• Back disorders
• Neurological conditions

To be eligible for disability benefits, your chronic pain must be severe enough to prevent you from performing substantial gainful activity (SGA), which is typically defined as earning more than $1,470 per month in 2025.

Documenting Your Chronic Pain for SSDI/SSI

When applying for disability benefits in Ohio for chronic pain, providing strong medical evidence is critical to your success. Here’s what you’ll need:

• Medical Records: Include records from your treating physicians, pain specialists, physical therapists, or any other medical professionals who have treated your condition. This can include MRI results, X-rays, blood tests, or any other documentation that supports your diagnosis of chronic pain.
• Pain Management History: If you’ve undergone treatments like medications, physical therapy, or injections, include detailed records of these treatments and their results. This will help demonstrate that you’ve attempted other treatments before seeking disability benefits.
• Doctor’s Statements: A letter from your doctor describing how your chronic pain limits your daily activities and work capacity is extremely valuable. The doctor should explain the severity of your pain and how it affects your ability to work.
• Functional Limitations: Be sure to document how your chronic pain impacts your ability to function. This includes difficulties with standing for long periods, lifting objects, or concentrating on tasks.

How to Apply for Disability in Ohio

To apply for Social Security Disability in Ohio, follow these steps:

• Step 1: Gather Documentation
  Collect all the necessary documentation, including your medical records, work history, and financial information (if applying for SSI).
• Step 2: Complete Your Application
  You can apply for SSDI or SSI online, over the phone, or in person at your local Social Security office in Ohio. The SSA recommends applying online for the most efficient process. Visit the SSA website at www.ssa.gov to start your application.
• Step 3: Provide Accurate and Complete Information
  When completing the application, be honest and thorough about your chronic pain and how it affects your ability to work. Failing to provide complete information can result in delays or denial of your claim.
• Step 4: Wait for a Decision
  After submitting your application, the SSA will review your medical records, work history, and other documents to make a decision. This process can take several months, so be patient.

What Happens if Your Disability Claim is Denied in Ohio?

It’s common for Social Security Disability claims to be denied, even when you have a legitimate case. If your application is denied, you have the right to appeal. The appeal process includes:

• Reconsideration: If your claim is denied, the first step is to request reconsideration, where the SSA will review your claim again.
• Hearing: If reconsideration doesn’t result in approval, you can request a hearing before an Administrative Law Judge (ALJ). This gives you the opportunity to present your case in person.
• Additional Evidence: During the appeals process, you can submit new evidence to strengthen your case. This can include updated medical records, additional doctor statements, or new treatment information.