SSA’s Definition of Disability

To qualify for SSDI, you must meet the SSA’s definition of disability. This definition generally states that:

• You must have a severe medical condition that prevents you from performing any substantial gainful activity (SGA).
• Your disability must last for at least 12 months or be expected to result in death.

If your heart condition meets this definition, you may qualify for SSDI benefits. However, the SSA will evaluate the severity of your condition based on its impact on your ability to work.

Heart Conditions and SSDI Eligibility

The SSA includes certain heart conditions in its Listing of Impairments (Blue Book), which is used to determine if someone qualifies for SSDI. Some heart conditions that may qualify for SSDI include:

• Chronic Heart Failure (CHF): If you have heart failure that severely limits your ability to function or perform basic tasks, you may be eligible for benefits.
• Ischemic Heart Disease: If your heart condition results in severe limitations due to blocked arteries or heart attacks, this can qualify for SSDI.
• Coronary Artery Disease (CAD): If your condition results in significant limitations, including the inability to perform daily activities, you may qualify.
• Recurrent Arrhythmias: If your heart condition causes arrhythmias (irregular heartbeats) that result in serious health complications, you might be eligible.

To qualify based on a heart condition, you must show that your heart disease limits your ability to work. The SSA evaluates the extent of your condition using medical evidence and a detailed review of your symptoms.

Qualifying for SSDI with a Heart Condition in Ohio

Even if your heart condition is not explicitly listed in the SSA’s Blue Book, you may still qualify for SSDI under medical-vocational allowances. The SSA evaluates your condition in terms of your ability to perform past work or any other type of substantial gainful activity (SGA).

Here’s how the SSA will assess your ability to work with a heart condition:

• Step 1: Substantial Gainful Activity (SGA): If you are working and earning above a certain income threshold, the SSA may determine that you are not disabled.
• Step 2: Severe Condition: Your heart condition must be severe enough to prevent you from performing basic work activities.
• Step 3: Meet or Equal a Listed Impairment: If your heart condition is severe enough and meets the SSA’s criteria, you may automatically qualify for SSDI.
• Step 4: Past Work: The SSA will look at whether you can still perform your previous job despite your heart condition.
• Step 5: Other Work: If you can’t perform your past work, the SSA will consider whether you can perform other types of work based on your skills, education, and age.

If your heart condition prevents you from working, you could qualify for SSDI, but the SSA will need detailed medical evidence to assess your claim.

Providing Medical Evidence for Your Heart Condition

When applying for SSDI with a heart condition, medical documentation is crucial to supporting your claim. The SSA requires detailed information that shows how your heart condition limits your ability to function. Here’s what you need to provide:

• Complete Medical Records: Include hospital visits, doctor’s notes, lab results, imaging (e.g., EKGs, stress tests, echocardiograms), and any other relevant medical tests or procedures.
• Cardiologist’s Opinion: If you see a heart specialist, include their opinion on how your heart condition impacts your ability to perform basic work tasks.
• Treatment History: Show your treatment regimen, including medications, surgeries, and lifestyle changes, and how effective they’ve been in managing your condition.
• Functional Limitations: It’s important that your doctor provides specific details on how your heart condition limits your ability to do everyday tasks, such as lifting, walking, standing, or even sitting for long periods.

The more detailed and thorough the medical evidence, the stronger your SSDI application will be.

The SSDI Application Process in Ohio

Once you have all the necessary documentation, you can begin the application process for SSDI. Here’s how to get started:

• Apply Online: The easiest way to apply for SSDI is through the SSA’s website at www.ssa.gov. You can complete your application online and submit your medical records.
• In-Person: You can also visit a local SSA office in Ohio to apply in person. You can find your nearest office by visiting the SSA’s website or calling 1-800-772-1213.
• By Phone: Alternatively, you can apply by calling the SSA at 1-800-772-1213 and starting the application process over the phone.

Make sure to fill out the application thoroughly and ensure all requested medical documents are submitted along with your application.

Be Prepared for Denials and Appeals

It’s common for SSDI claims to be denied at first, even if you have a valid medical condition. If your claim is denied, you can appeal the decision. The appeal process involves several steps:

• Request for Reconsideration: This is the first stage of the appeals process, where the SSA reviews your case again.
• Request for Hearing: If reconsideration doesn’t result in approval, you can request a hearing before an Administrative Law Judge (ALJ).
• Submit Additional Evidence: If new medical evidence is available that strengthens your claim, you should submit it during the appeals process.

Many individuals with heart conditions are successful at the hearing stage, especially if they have strong medical evidence.